Want to find out how to reload your Postepay with a credit card easily, quickly, and securely? You’re in the right place! This complete guide will provide you with all the necessary information to reload your Postepay with a credit card, wherever you are and at any time. You’ll discover the different reload methods, limits, **crediting times**, and applicable fees. Additionally, you’ll find useful tips for making your reloads completely secure. Keep reading to better manage your Postepay and always have funds available!

What is Postepay and how does it work?

Postepay is a rechargeable prepaid card issued by Poste Italiane. It’s a versatile payment tool that allows you to make online purchases and in physical stores, withdraw cash from ATMs, and manage your expenses simply and securely. There are different types of Postepay, each with specific features and functionalities:

How to reload Postepay with a credit card

Poste Italiane offers several options to reload your Postepay with a credit card, both online and offline. Here are the main methods:

Online reload

The online reload is the most convenient and fastest solution. You can do it through the Poste Italiane website (poste.it) or the Postepay app. If you perform the reload operation from postepay.it, you can also do it using a payment card belonging to the Visa, VPay, and Mastercard network. To reload online, follow these simple steps:   

1. Log in to the Poste Italiane website or the Postepay app.
2. Select the “Reload Postepay” section.
3. Enter your Postepay details (card number, expiration date, and CVV).
4. Enter your credit card details.
5. Enter the amount you wish to reload.
6. Confirm the transaction.

Once the reload is complete, you can check your Postepay balance directly in the app to see the updated amount .   

Reload via Postamat ATM

You can also reload your Postepay at Postamat ATMs, available 24 hours a day, 7 days a week. The reload can be done with another Postepay Card or a payment card belonging to the Postamat, PagoBANCOMAT, or the international Visa, Vpay, Mastercard, and Maestro networks. Follow the instructions on the ATM screen to complete the reload.   

Automatic reload

Automatic reload allows you to set up a periodic reload of your Postepay with a credit card . This feature is useful if you want to automate reloads and always have funds available on your card. You can set up the automatic reload through the Poste Italiane website or the Postepay app.   

Other reload methods

In addition to online, ATM, and automatic reload methods, you can also reload your Postepay with a credit card at Post Offices. In this case, you will need to go to a post office with your Postepay and your credit card and follow the instructions provided by the clerk.

You can also reload your Postepay using your accounts at other banks via bank transfer, standard or instant. This option is available through the Postepay Open service, accessible from the Postepay app.   

Finally, Poste Italiane also offers the “Reload from home” service, which allows you to reload your Postepay with a credit card by phone or online, using the home banking services of partner banks.   

For holders of BPM and Mediolanum online accounts, it is possible to reload Postepay directly from their online bank account.   

Fees, limits, and crediting times

Before making a Postepay reload with a credit card, it’s important to be aware of the fees, limits, and crediting times. For detailed information on the costs of the reload service, consult the Information Sheet for your Postepay Card .   

Limits: There are daily, weekly, or monthly reload limits, which vary depending on the type of Postepay. For example, with Postepay Standard, the maximum annual reload amount is 50,000.00 euros, reloaded across all registered cards held by the same owner.   

Crediting times: The time it takes for the reload to be credited to the Postepay varies depending on the chosen reload method. Generally, an online reload is immediate, while a reload via ATM or Post Office may take a few minutes.

Requirements and security

To reload your Postepay with a credit card, the card must be enabled for online payments and belong to the networks accepted by Poste Italiane (Visa, Mastercard, etc.). To ensure the security of your reload, follow these tips:

• Use a secure internet connection.
• Verify the authenticity of the Postepay website or app.
• Do not share your credit card details with anyone.
• Enable the security systems offered by your bank, such as two-step verification.

Advantages of reloading Postepay with a credit card

Reloading Postepay with a credit card offers numerous advantages:

• Convenience: You can reload your Postepay wherever you are, 24/7.
• Speed: The online reload is immediate, allowing you to have funds available right away.
• Security: Transactions are protected by advanced security systems.
• Flexibility: You can reload the desired amount, within the established limits.

Comparative summary table

Conclusions

Reloading your Postepay with a credit card offers a convenient, fast, and secure solution for managing your finances. The variety of available options, including online reload, via ATM, Post Offices, and bank transfers, allows you to choose the method that best suits your needs. Before making a reload, it is essential to carefully evaluate the different options and compare fees, limits, and crediting times.

For greater security, make sure to use a secure internet connection when reloading online and never share your credit card details with third parties. Additionally, it is advisable to activate the security systems offered by your bank, such as two-step verification or authentication via OTP (One-Time Password) code, to protect your transactions from potential fraud.

Remember that the timing of the reload can vary depending on the chosen method. Generally, an online reload is immediate, while a reload via ATM or Post Office may take a few minutes. For detailed information on the costs of the reload service and the amount limits applicable to your card, always consult the Information Sheet for your Postepay.

Frequently Asked Questions