In Brief (TL;DR)
This article compares the 5 best apps to earn money by playing in 2025, analyzing rewards, payout thresholds, and game variety to help you choose the one that’s right for you.
We directly compare Mistplay, JustPlay, Swagbucks, Cash Giraffe, and Money Well, analyzing rewards, payout thresholds, and reliability to guide your choice.
Our comparison is based on essential criteria such as the variety of games offered, available rewards, payout thresholds, and the reliability of each platform.
The devil is in the details. 👇 Keep reading to discover the critical steps and practical tips to avoid mistakes.
The world of apps for earning money by playing, also known as Play-to-Earn (P2E), has turned a simple pastime into a potential, albeit modest, source of income. In a context like Italy and Europe, where Mediterranean culture combines a passion for gaming with the pursuit of small rewards, these applications find fertile ground. The idea of turning time spent on a smartphone into gift cards or small sums of cash fascinates a vast and diverse audience. This phenomenon represents a meeting point between tradition, understood as a love for gaming, and digital innovation, offering new ways to interact with technology. They don’t promise wealth, but a way to optimize leisure moments, turning them into tangible rewards.
These platforms are based on a simple business model: they reward users for the time they spend trying out new video games. Game developers pay these apps to promote their products, and a portion of this revenue is shared with players in the form of points or virtual currency, which can then be converted into real rewards. It’s an ecosystem that benefits all parties involved: players discover new titles and get rewarded, while developers gain visibility and feedback. For those looking for an alternative to traditional video games, these apps to earn money by playing represent an interesting option, although it’s crucial to approach them with realistic expectations.

The 5 Best Apps to Earn Money by Playing: A Comparison
The market offers numerous options, but five applications stand out for their popularity, reliability, and user base. We will analyze Mistplay, JustPlay, Swagbucks, Cash Giraffe, and Money Well in detail, exploring their features, reward systems, and user experience. Each one presents a slightly different approach to the Play-to-Earn model, targeting different types of players. From the multi-functional platform that goes beyond gaming to the specialized app for Android users, the choice depends on individual preferences and earning goals. This comparison aims to provide a clear overview to help you navigate this constantly evolving sector.
1. Mistplay: Loyalty for Android Gamers
Mistplay has established itself as one of the leading platforms in the P2E sector, but it is available exclusively for Android devices. Its strength is a loyalty program that rewards users not only for the time spent playing but also for the progress made within the games themselves. The app offers a vast library of titles and operates on a points system: the accumulated “Units” can be converted into gift cards for stores like Amazon, Google Play, or into PayPal credits. A distinctive aspect is that the experience is personalized: the suggested games and the earning rate can vary from user to user. Although the earnings are not high, Mistplay is a solid choice for Android gaming enthusiasts who want to be rewarded for their passion.
2. JustPlay: Quick Earnings and Social Impact
JustPlay stands out for two main features: its very low payout threshold and the option to donate your earnings to charity. Also available for Android, this app allows you to cash out rewards every few hours, making earnings almost immediate, albeit in small amounts. Users accumulate “loyalty coins” by playing the featured titles, which are then converted into real money at the time of withdrawal via PayPal or gift cards. The app has been downloaded by over 10 million players, a testament to its popularity. However, some reviews note that the coin conversion rate can vary and that cashing out requires identity verification, sometimes through a facial scan, a procedure not all users appreciate.
3. Swagbucks: The Multi-Functional Platform
Swagbucks is much more than just an app for earning by playing. It is a comprehensive platform that offers multiple ways to accumulate points (called “SB”), including answering surveys, shopping online with cashback, watching videos, and, of course, playing games. This versatility makes it suitable for those looking for a single app for various micro-earning activities. SB points can be converted into gift cards for numerous stores or into cash via PayPal. Registration is free and available on both desktop and mobile devices, including iOS and Android. Although it offers many opportunities, earnings from gaming alone may be lower than on more specialized apps, but the variety of activities compensates for this.
4. Cash Giraffe: Simplicity and Tangible Rewards
Cash Giraffe is based on a very straightforward concept: download the app, try the suggested games, and earn gems based on the time you spend. Similar to other apps like JustPlay, it is a legitimate application that pays its users, but with modest earnings. The accumulated gems can be converted into rewards like PayPal cash or Amazon gift cards. An important aspect to consider is that the gem earning rate decreases over time for the same game, encouraging users to constantly try new titles. The app is only available for Android and, to function correctly, requires permission to monitor the usage of other apps—a crucial technical detail for tracking game time and crediting rewards.
5. Money Well: A Play-to-Earn Classic
Money Well is another established app in the P2E landscape for Android, with over 10 million downloads. Its operation is similar to that of Cash Giraffe and other apps in the same category: you earn “tickets” by playing, which can then be exchanged for PayPal cash or gift cards. The payout threshold is low, allowing you to cash out small amounts quickly, especially at the beginning. However, as with many similar apps, the number of tickets earned per minute decreases as you continue to play the same title. Although it is considered a legitimate and paying app, some reviews complain about occasional technical issues and a certain repetitiveness in the game selection. It still represents a valid option for those who want a minimal extra income while having fun on their smartphone.
P2E App Comparison Table
To provide a clear and immediate overview, we have summarized the main features of the five apps analyzed in a comparison table. This tool allows you to quickly assess which platform best suits your needs by comparing key aspects such as supported operating system, reward options, and minimum payout threshold.
- Mistplay: Operating System: Android only.
- Reward Types: Gift cards (Amazon, Google Play, etc.), PayPal.
- Unique Feature: Loyalty program that rewards in-game progress (GXP and PXP).
JustPlay:
- Operating System: Android.
- Reward Types: PayPal, gift cards, charity donation option.
- Unique Feature: Very fast payouts (every 3 hours) and a low cash-out threshold.
Swagbucks:
- Operating System: Android, iOS, Desktop.
- Reward Types: PayPal, wide selection of gift cards.
- Unique Feature: Multi-functional platform (games, surveys, cashback, videos).
Cash Giraffe:
- Operating System: Android only.
- Reward Types: PayPal, gift cards (e.g., Amazon).
- Unique Feature: Simple approach based on playtime; the per-minute earning rate decreases over time for the same game.
Money Well:
- Operating System: Android only.
- Reward Types: PayPal, gift cards.
- Unique Feature: Very low initial payout threshold (e.g., $0.50).
Tradition and Innovation in the Italian Context
The success of these apps in Italy and the Mediterranean basin can be interpreted as a meeting between the deep-rooted gaming culture and new digital frontiers. Gaming, understood as a pastime and a social moment, is a traditional element. Technological innovation has transformed it, bringing it to personal devices and adding a level of financial reward. In an economic context where even small extra incomes are welcome, the possibility of earning by playing for free meets a real need. These apps do not replace an income, but they fit perfectly into the idea of optimizing time, turning daily breaks into an opportunity for a small gain—a concept highly valued in the pragmatic Mediterranean culture.
Security and Tax Considerations to Keep in Mind
Although these apps are generally safe, it is crucial to adopt a conscious approach. First of all, it is important to carefully read the terms and conditions, especially regarding the handling of personal data. Many of these platforms, being based on an advertising model, collect data on app usage. From a tax perspective, the earnings generated, however minimal, represent a form of income. Italian law stipulates that winnings and income from online activities, if not taxed at the source (as is the case for authorized games in Italy), should be declared. Although the risk of audits is low for small amounts, it is good to be aware that, in theory, this income should be included in the tax return under ‘miscellaneous income’. For proper management, it is always advisable to get informed about current regulations, perhaps by consulting a specific tax guide for app earnings.
Conclusions

Apps to earn money by playing, such as Mistplay, JustPlay, Swagbucks, Cash Giraffe, and Money Well, offer a real, albeit modest, opportunity to turn free time into small rewards. They do not represent a stable source of income, but rather a way to earn a little extra and get gift cards or small amounts of cash. The choice of the ideal app depends on your habits and preferences: those who play exclusively on Android might prefer Mistplay or Cash Giraffe, while those looking for a more versatile platform might lean towards Swagbucks. It is essential to approach the world of Play-to-Earn with realistic expectations, viewing it as a paid hobby rather than a job. In a constantly expanding market, these apps demonstrate how digital innovation can integrate into daily life, creating new, small personal economies.
Frequently Asked Questions

Is it really possible to earn money by playing with these apps?
Yes, it is possible to earn real money and gift cards, but it’s important to have realistic expectations. Apps like Mistplay, JustPlay, and Swagbucks are legitimate platforms that reward users for the time they spend on games. However, the earnings are generally modest and cannot replace a salary. We’re talking about small amounts, ideal for treating yourself to something nice or accumulating gift cards for online stores like Amazon. The model is based on sharing advertising revenue: developers pay to promote their games, and a portion of that money is distributed to players.
Which app pays the most or the fastest?
The speed and amount of payments vary. JustPlay is known for having a very low cash-out threshold and fast payouts, even every few hours, although the amounts are minimal. Apps like Money Well and Cash Giraffe also allow you to quickly reach the first payout threshold. Mistplay rewards long-term loyalty, so earnings might take longer but could be more consistent for dedicated players. Swagbucks, thanks to the variety of activities available beyond gaming, can allow you to accumulate points faster if you use all its features. In general, none of these apps guarantee high earnings in a short time.
Are these apps safe and reliable?
The five apps analyzed (Mistplay, JustPlay, Swagbucks, Cash Giraffe, Money Well) are considered legitimate and they do pay, with millions of downloads and numerous positive reviews. However, it’s crucial to be aware that, to function, they require access to device usage data. Some, like JustPlay, may require identity verification via a facial scan before releasing rewards, a practice some users might find invasive. It is always advisable to download apps from official stores (like the Google Play Store) and read the privacy policies.
Do the earnings from these apps need to be declared for tax purposes?
In Italy, any form of income should theoretically be declared. Winnings and payments obtained through these apps fall into the category of “miscellaneous income.” If the app operates from a foreign server and does not apply a withholding tax (as is the case for winnings on authorized gaming platforms in Italy), the earnings should be included in your tax return. Although the amounts are often very low and the risk of tax audits is minimal, current regulations require their declaration. For correct tax management, especially if earnings become more substantial, it is advisable to consult an expert or specific guides on the subject.
What are the main disadvantages of these apps?
The main disadvantage is that the earnings are very low in relation to the time invested. Furthermore, most of these apps (Mistplay, JustPlay, Cash Giraffe, Money Well) are only available for Android devices, excluding iOS users. Another negative aspect is that the earning rate for a single game tends to decrease over time, forcing the user to continuously download and try new titles to maximize rewards. Finally, some apps can feel repetitive, and the game selection may not appeal to all users.
Frequently Asked Questions
The analyzed apps, such as Mistplay, JustPlay, Swagbucks, Cash Giraffe, and Money Well, are generally considered legitimate, meaning they actually pay out the promised rewards. Platforms like Swagbucks and Mistplay have a long history and millions of users with positive reviews on portals like Trustpilot. However, it’s crucial to manage expectations: the earnings are modest and cannot replace a salary. The most common issues reported by users involve occasional difficulties in tracking game time or with account verification.
The earnings from gaming apps are usually low and should be considered a small extra or a paid hobby. The income heavily depends on the time spent and the chosen app. On average, you can earn the equivalent of a few dollars a month, enough to redeem small gift cards or a PayPal deposit. You should not expect to earn significant amounts or a stable income. For example, some reviews indicate that with apps like Mistplay, you can earn less than a dollar per hour.
The best choice depends on your preferences. If you’re looking for fast payouts, even for small amounts, **JustPlay** and **Cash Giraffe** are ideal due to their very low payout threshold, starting from just a few cents. If you prefer a wide range of activities beyond gaming, like surveys and cashback, **Swagbucks** is the most comprehensive and versatile platform, also available for iOS. For those who want to focus exclusively on gaming on Android, **Mistplay** offers a solid and reliable experience with a good variety of titles. **Money Well** is similar to Cash Giraffe, but some users note that the earning rate decreases quickly.
No, all five apps (Mistplay, JustPlay, Swagbucks, Cash Giraffe, Money Well) are free to download and use. No purchases are required to start earning. Their business model is based on advertising and partnerships. They earn money by showing video ads to users and receiving commissions from game developers for each new user who downloads and tries a game promoted through their platform. A portion of this revenue is then shared with users in the form of rewards.
Most of these apps for earning money by playing are available exclusively for Android devices. **Mistplay, JustPlay, Cash Giraffe, and Money Well** only work on the Android operating system. The main exception is **Swagbucks**, which offers a complete experience through both an app for Android and iOS, and via its website, accessible from any device, including PCs. This makes it the most flexible option for Apple users.

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