American Express Toll-Free Number: The Complete Guide

Need to contact American Express? Discover how to find the American Express toll-free number and when to call.

Published on Jan 08, 2026
Updated on Jan 08, 2026
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In Brief (TL;DR)

The American Express toll-free number is a fundamental tool for cardholders and affiliated merchants.

It offers quick and simple access to a wide range of services.

To find the correct number, check the back of your card, the American Express website, or your card documents.

The devil is in the details. 👇 Keep reading to discover the critical steps and practical tips to avoid mistakes.

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American Express is synonymous with prestige, exclusivity, and impeccable customer service, a fundamental element for the company which is committed to providing high-quality assistance to its customers. But what happens when you need immediate assistance? This is where the American Express toll-free number comes into play, an essential service for any cardholder or affiliated merchant. In this complete guide, we will explore everything you need to know about the American Express toll-free number, from how to find it to when and how to use it best.

An American Express customer service operator.
The American Express toll-free number offers you assistance 24 hours a day, 7 days a week.

The American Express Toll-Free Number: How to Find It

Unlike many other companies, American Express does not have a single universal toll-free number. The number to call varies depending on the type of card you possess and the service you need.

Here are the main American Express numbers:

Here is the table with all available American Express numbers, based on the card type or need:

ServicePhone Number
American Express Customer Service+39 06 722 82
Merchant Services800 919 019
Authorizations Service800 864 046
American Express Green Card and Green Credit Card+39 06 722 82
American Express Gold Card and Gold Credit Card+39 06 722 80 735
American Express Platinum Card800 135 13 (from Italy), +39 06 722 3104 (from abroad)
Essential Card and New American Express Essential Card+39 06 722 82
American Express Explora Card+39 06 724 61
American Express Gold Credit Card+39 06 724 61
American Express Platinum Credit Card+39 06 724 61
Blu American Express+39 06 724 61
Mediolanum American Express Gold Card+39 06 722 80735
Italo American Express Card and Italo Credit Card+39 06 722 82
PAYBACK American Express Card and PAYBACK Credit Card+39 06 722 82
American Express Platinum Reward Card800 573 999 (from Italy), +39 06 72280041 (from abroad)
Reward Card and American Express Reward Plus Card+39 06 724 61
ITA Airways Platinum American Express Card800 573 990 (from Italy), +39 06 72280041 (from abroad)
ITA Airways Gold American Express Card+39 06 722 43 06

To find the specific toll-free number for your card, check:

  • The back of your card: Usually, the customer service number is printed on the back of your American Express card.
  • The American Express website: In the “Contact Us” or “Help” section of the website, you will find the toll-free numbers for the different services.
  • Your card documents: The documents you received with your card may include a list of useful numbers, including the customer service toll-free number.
Discover more →

When to Call the American Express Toll-Free Number

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The American Express toll-free number is at your disposal for a wide range of needs. Here are some concrete examples of when you might need to contact customer service:

  • Have you lost your card or been a victim of theft? Call the toll-free number immediately to block it and prevent unauthorized use.
  • Do you need information about your account? You can call the toll-free number to request information on your balance, recent movements, card expiration date, and more.
  • Have you noticed a suspicious charge on your statement and want to ask for an explanation? Customer service is available to help you clarify the situation.
  • Do you need assistance with a transaction? For example, to dispute a charge or request a refund.
  • Do you want to know more about American Express products and services? Such as the different types of cards, loyalty programs, or insurance policies.
  • Do you need help with your loyalty program rewards? For example, to claim a reward or check your points balance.
  • Are you having trouble with the American Express website or app? You can call the toll-free number to receive technical assistance.
  • Do you need assistance booking a flight or hotel for your next trip? Customer service can help you organize your trip.

The American Express toll-free number is active 24 hours a day, 7 days a week. This means you can call at any time of the day or night, and on any day of the week, to receive immediate assistance.

However, some specific services may have different response times. For example, customer service dedicated to affiliated merchants is active from Monday to Friday, from 8:00 AM to 8:00 PM.

To find out the response times for a specific service, I recommend consulting the American Express website or contacting general customer service.

Read also →

Services Offered via the American Express Toll-Free Number

Smartphone and American Express credit card resting on a modern desk.
A complete guide helps customers quickly find the correct American Express toll-free number.
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In addition to the services listed in the previous section, the American Express toll-free number gives you access to a series of exclusive services:

  • Concierge Service: Available for holders of certain cards, the concierge service can help you book travel, restaurants, event tickets, and much more.
  • Medical and Legal Assistance: In case of medical or legal emergencies while traveling abroad, American Express offers you assistance 24 hours a day.
  • Travel Insurance: Many American Express cards include travel insurance that protects you in case of inconveniences during your trips.
Discover more →

Languages Supported by Customer Service

American Express customer service is available in several languages, including Italian, English, French, German, Spanish, and many others. This makes the service accessible to cardholders of different nationalities and facilitates communication in case of need while traveling abroad.

You might be interested →

Accessibility for People with Disabilities

American Express is committed to ensuring customer service accessibility for all cardholders, including people with disabilities. Interpreting services are available for people who are deaf or hard of hearing, as well as alternative contact methods for those who have difficulty using the telephone.

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Customer Service Wait Times

Wait times to speak with a customer service operator can vary depending on the time of day and the day of the week. generally, wait times are shorter early in the morning or late in the evening, and on weekdays. To reduce wait times, it is advisable to avoid calling during peak hours, such as at noon or in the late afternoon.

Read also →

American Express Online and Mobile Services

In addition to the toll-free number, American Express offers a wide range of online and mobile services that allow cardholders to manage their account independently and access a series of additional features. Through the American Express website or app, it is possible to:

  • Check the card balance and movements
  • Make payments and transfers
  • Top up the card
  • Manage loyalty program rewards
  • Book travel and hotels
  • Access exclusive offers and promotions
Read also →

Tips for Protecting Yourself from Fraud

It is important to be aware of possible telephone or online scams involving American Express. Here are some tips to protect yourself:

  • Never provide your card details or personal information to unknown people, neither by phone nor by email.
  • Be wary of emails or messages asking you to click on suspicious links or download attachments.
  • If you receive a suspicious call from someone claiming to be an American Express operator, hang up and call the official toll-free number directly to verify the authenticity of the call.
  • Regularly monitor your card movements and report any suspicious activity to customer service immediately.

How to Submit a Complaint to American Express

In case of problems or disputes with American Express, it is possible to submit a complaint via the following channels:

  • Phone: By calling the customer service toll-free number
  • Mail: By sending a registered letter to the address of the American Express registered office
  • Email: By writing to the email address dedicated to complaints

It is important to provide all necessary information to allow American Express to examine the complaint and provide a timely response.

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Conclusions

disegno di un ragazzo seduto a gambe incrociate con un laptop sulle gambe che trae le conclusioni di tutto quello che si è scritto finora

The American Express toll-free number represents a lifeline in case of need, a personal concierge always available, and a source of valuable information to best manage your card. With its 24/7 assistance, American Express confirms itself as a reliable partner that accompanies you in every situation.

To discover the best offers for credit, debit, and prepaid cards, visit the dedicated section on our website and find the perfect solution for your needs.

Frequently Asked Questions

disegno di un ragazzo seduto con nuvolette di testo con dentro la parola FAQ
Is the American Express toll-free number free?

Yes, calls to the American Express toll-free number are generally free from most landlines and mobile phones in Italy.

Can I call the American Express toll-free number from abroad?

Yes, you can call the American Express toll-free number from abroad. However, in this case, the call might be subject to a fee. Check your telephone operator’s rates for more information.

What should I do if I cannot find the American Express toll-free number?

If you cannot find the American Express toll-free number, you can visit the American Express website or contact customer service via online chat.

Is the American Express toll-free number active 24 hours a day?

Yes, the American Express toll-free number is active 24 hours a day, 7 days a week.

Francesco Zinghinì

Electronic Engineer expert in Fintech systems. Founder of MutuiperlaCasa.com and developer of CRM systems for credit management. On TuttoSemplice, he applies his technical experience to analyze financial markets, mortgages, and insurance, helping users find optimal solutions with mathematical transparency.

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