Withdrawing with Carta Mooney: The Complete Guide

Discover how to withdraw cash with Carta Mooney. Limits, costs, and useful information for withdrawing at Visa ATMs in Italy and abroad.

Published on Jan 08, 2026
Updated on Jan 08, 2026
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In Brief (TL;DR)

Carta Mooney allows you to withdraw cash at any automatic teller machine ATM/Bancomat affiliated with Visa, including Postamat ATMs.

Follow the instructions on the ATM screen to complete the withdrawal operation.

Remember the withdrawal limits (€ 300.00 per transaction, € 600.00 per day, € 2,500.00 per month, € 30,000.00 per year) and the service costs (€2.00 in the Euro area, €5.00 outside the Euro area).

The devil is in the details. 👇 Keep reading to discover the critical steps and practical tips to avoid mistakes.

Looking for a simple, safe, and convenient way to withdraw cash? Carta Mooney, the prepaid card with IBAN, could be the ideal solution for you. Not only does it offer you the possibility to make online payments and pay in stores, receive bank transfers and have your salary deposited, but it also guarantees maximum flexibility when you need cash.

Thanks to the Visa network, with Carta Mooney you can withdraw at any affiliated ATM, including Postamat ATMs, in Italy and abroad. Imagine the freedom of being able to access your funds at any time, wherever you are, without having to depend on the opening hours of post offices or banks.

But that’s not all! Carta Mooney is much more than just a card for withdrawals. With its dedicated app, you can manage your finances intuitively and keep track of all your expenses. You can also top up your card in various ways, choosing the most convenient option for you: at Mooney retailers, via bank transfer, or with another payment card.

In this complete guide, we will take you through everything there is to know about withdrawals with Carta Mooney. We will analyze the procedures, limits, costs, and benefits in detail, offering you a complete and detailed overview. We will also provide you with valuable tips for using your card safely and protecting your data.

Whether you are already a Carta Mooney holder or are considering applying for one, continue reading to discover how this prepaid card can simplify your financial life and guarantee you maximum freedom of movement.

Withdrawing cash with Carta Mooney
Withdraw cash simply and safely with Carta Mooney at any ATM affiliated with Visa.

How to Withdraw with Carta Mooney

Withdrawing cash with Carta Mooney is a simple and fast operation. Follow these steps:

  1. Find a Visa-affiliated ATM. You can use the Mooney app or the Visa website to locate the ATMs nearest to you.
  2. Insert your Carta Mooney into the ATM.
  3. Select the language and enter your PIN code. Make sure to cover the keypad with your hand while typing the PIN.
  4. Choose the “Withdrawal” option and enter the desired amount.
  5. Collect the cash and the receipt. Keep the receipt as proof of the transaction.
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Withdrawal Limits and Costs

Withdrawing with Carta Mooney: The Complete Guide - Summary Infographic
Summary infographic of the article "Withdrawing with Carta Mooney: The Complete Guide"

With Carta Mooney, you can withdraw cash at ATMs respecting the following limits:

  • € 300.00 per transaction
  • € 600.00 per day
  • € 2,500.00 per month
  • € 30,000.00 per year

The cost of withdrawals from the VISA network is €2.00 in the Euro area and €5.00 outside the Euro area. You can withdraw from all Intesa Sanpaolo Group bank ATMs with a commission of €2.00 per withdrawal.

Security and Carta Mooney

Cash withdrawal at ATM with a Visa circuit Carta Mooney
A detailed guide explains how to withdraw cash with Carta Mooney at ATMs.

When you use Carta Mooney to withdraw cash, security is fundamental. Here are some tips to protect your card and your data:

  • Guard your card with care and do not share it with anyone.
  • Memorize your PIN code and do not write it on the card or in easily accessible places.
  • Cover the ATM keypad with your hand when typing the PIN.
  • Always verify the withdrawal amount before confirming the transaction.
  • Immediately report any suspicious activity on your Carta Mooney account to customer service.
  • Activate Mooney app notifications to monitor transactions in real time.

Conclusions

disegno di un ragazzo seduto a gambe incrociate con un laptop sulle gambe che trae le conclusioni di tutto quello che si è scritto finora

Carta Mooney stands out as a versatile and complete payment solution, offering the flexibility and convenience of withdrawing cash simply and safely, wherever you are. Thanks to the wide network of ATMs affiliated with the Visa circuit, including Postamat ATMs, you can access your funds at any time, 24 hours a day, 7 days a week. Furthermore, you can withdraw from all Intesa Sanpaolo Group bank ATMs with a commission of €2.00 per withdrawal.

The ability to withdraw cash worldwide, combined with the presence of an Italian IBAN that allows you to receive bank transfers, have your salary deposited, and set up direct debits for utilities, makes Carta Mooney an ideal tool for managing your daily finances with maximum freedom.

In addition, the Mooney app offers you total control over your card, allowing you to monitor expenses, manage withdrawal limits, and receive real-time notifications on transactions made. With Carta Mooney, you have control of your finances and the freedom to manage your money however you prefer.

Frequently Asked Questions

disegno di un ragazzo seduto con nuvolette di testo con dentro la parola FAQ
What is the credit limit of Carta Mooney?

Carta Mooney has a balance limit of €20,000.

What are the withdrawal limits with Carta Mooney?

With Carta Mooney you can withdraw:
€ 300.00 per transaction
€ 600.00 per day
€ 2,500.00 per month
€ 30,000.00 per year

How much does it cost to withdraw cash with Carta Mooney?

The cost of withdrawals from the VISA network is €2.00 in the Euro area and €5.00 outside the Euro area. Withdrawing from Intesa Sanpaolo Group bank ATMs costs €2.00 per withdrawal.

Can I withdraw cash abroad with Carta Mooney?

Yes, you can withdraw cash at Visa-affiliated ATMs worldwide.

Where can I find an ATM to withdraw with Carta Mooney?

You can use the Mooney app or the Visa website to locate the ATMs nearest to you.

Is it safe to withdraw cash with Carta Mooney?

Yes, withdrawing cash with Carta Mooney is safe, provided that the necessary precautions are taken to protect the card and the PIN.

How can I top up my Carta Mooney?

You can top up your Carta Mooney in several ways:
At Mooney retail points
Via bank transfer
Via the Mooney app, using another payment card

Can I link my Carta Mooney to Google Pay?

Yes, you can link your Carta Mooney to Google Pay.

Can I set up direct debits for utilities on my Carta Mooney?

Certainly, you can set up direct debits for utilities on your Carta Mooney by providing the IBAN associated with the card to the payee.

How can I block my Carta Mooney in case of theft or loss?

You can block your Carta Mooney via the Mooney app or by calling customer support.

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